Terms of Service
Last updated: December 2024
Agreement to Terms
Welcome to Droq. These Terms of Service ("Terms") govern your use of our AI-powered market intelligence platform and related services. By accessing or using our services, you agree to be bound by these Terms.
If you do not agree to these Terms, please do not use our services. These Terms constitute a legally binding agreement between you and Droq.
Description of Services
Droq provides AI-powered market intelligence services through our decentralized platform. Our services include:
- Real-time market signals and intelligence data
- AI agent-powered analysis and insights
- Automated trading assistance and recommendations
- Portfolio management and risk assessment tools
- Market research and data visualization
- API access for institutional clients
Our services are designed to assist with investment decisions but do not constitute financial advice. All trading and investment decisions remain your responsibility.
Account Registration and Requirements
Eligibility
You must be at least 18 years old and legally capable of entering into contracts. Our services may be restricted in certain jurisdictions due to local regulations.
Account Information
You must provide accurate, complete, and current information during registration. You are responsible for maintaining the confidentiality of your account credentials.
Verification
We may require identity verification and compliance checks in accordance with applicable financial regulations and anti-money laundering requirements.
User Responsibilities and Conduct
You agree to use our services responsibly and in compliance with all applicable laws. You must not:
- Use our services for any unlawful or fraudulent purposes
- Attempt to manipulate, interfere with, or disrupt our AI systems or platform
- Share your account access with unauthorized parties
- Reverse engineer, decompile, or attempt to extract our proprietary algorithms
- Use our services to harm market integrity or engage in market manipulation
- Violate any applicable securities laws or regulations
- Overload or spam our systems or attempt unauthorized access
Violation of these terms may result in immediate account suspension or termination.
Financial Disclaimers and Risk Warnings
Important Risk Warning
Trading and investing involve substantial risk of loss. Our AI-powered insights and recommendations do not guarantee profitable outcomes. Past performance does not predict future results.
Not Financial Advice
Our services provide information and analysis tools but do not constitute investment advice, financial planning, or recommendations to buy or sell any securities. You should consult with qualified financial advisors before making investment decisions.
AI System Limitations
Our AI systems, while sophisticated, may not account for all market factors, unexpected events, or changing conditions. AI-generated insights should be considered as one factor among many in your decision-making process.
Regulatory Compliance
You are responsible for ensuring that your use of our services complies with all applicable laws and regulations in your jurisdiction, including securities laws, tax obligations, and reporting requirements.
Billing, Subscriptions, and Refunds
Subscription Plans
We offer various subscription tiers with different features and usage limits. Subscription fees are billed in advance and are non-refundable except as required by law.
Automatic Renewal
Subscriptions automatically renew unless cancelled before the renewal date. You can manage your subscription and cancel at any time through your account settings.
Price Changes
We reserve the right to modify subscription prices with advance notice. Price changes will not affect your current billing cycle but will apply to subsequent renewals.
Usage Limits
Each subscription tier includes specific usage limits for API calls, data access, and AI agent interactions. Excessive usage may result in additional charges or service restrictions.
Intellectual Property Rights
Our Intellectual Property
All aspects of our platform, including software, algorithms, AI models, data, content, and trademarks, are owned by Droq or our licensors and are protected by intellectual property laws.
Your Data and Content
You retain ownership of any data or content you provide to our platform. By using our services, you grant us a license to use your data to provide and improve our services.
Restrictions
You may not copy, modify, distribute, sell, or lease any part of our services or included software. Unauthorized use of our intellectual property may result in legal action.
Limitation of Liability and Disclaimers
Service Availability
While we strive for high availability, we do not guarantee uninterrupted service. Our services are provided "as is" without warranties of any kind.
Limitation of Damages
To the maximum extent permitted by law, Droq shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities.
Maximum Liability
Our total liability to you for any claims related to our services shall not exceed the amount you have paid to us in the twelve months preceding the claim.
Termination
Either party may terminate this agreement at any time. We may suspend or terminate your account immediately if you violate these Terms or engage in prohibited activities.
Upon termination, your access to our services will cease, and we may delete your account data in accordance with our data retention policies.
Governing Law and Disputes
These Terms are governed by the laws of [Jurisdiction] without regard to conflict of law principles. Any disputes arising from these Terms or our services shall be resolved through binding arbitration.
For questions about these Terms, please contact us at legal@droq.com.
Changes to These Terms
We may modify these Terms from time to time. We will notify you of material changes through email or platform notifications. Your continued use of our services after such changes constitutes acceptance of the updated Terms.